Your insurance plan may be able to cover some of your narcotic addiction treatment costs.
Can My Insurance Pay for Narcotic Addiction Treatment?
Insurance is one of the many payment options available for those looking to attend professional addiction treatment. We will help you find a rehab program that will work with your insurance and provide you with the care you need. Call (800) 407-7195 now.
Insurance and Addiction Treatment
According to the Substance Abuse and Mental Health Services Administration, “The Affordable Care Act in conjunction with the Mental Health Parity and Addiction Equity Act (MHPAEA) of 2008 has already provided an opportunity for new or expanded behavioral health benefits to approximately 60 million Americans and has created programs designed to help states and communities prevent illness and promote health.”
These programs have made it more likely that your insurance will help pay for your rehab and that you will be able to receive access to the treatment program you need most.
Mental and substance use disorders are now considered an essential health benefit, which means any insurance plan sold through the Health Insurance Marketplace must cover them. Your plan likely offers coverage to a certain extent for professional and effective narcotic addiction treatment, and it is important that you find out as much about it as possible while choosing a rehab center.
Will My Insurance Cover All My Treatment Expenses?
This depends heavily on your plan and your insurance company.
Most policies do not cover all of the treatment expenses, and patients are required to take on a co-pay of a certain amount. Still, this is a common occurrence with other types of healthcare options, and while it is important to know how much you will be paying out of pocket for a certain facility, there are many options to help you make your co-pay.
For example, you can often finance your treatment costs so that you will only need to pay a specified amount each month.
How Do I Find Facilities that Will Work with My Insurance?
Like other treatment options, not every insurance company works with every addiction treatment center. However, you can find out if your plan will cover your treatment at a certain facility––and how much of it will be covered––before you begin your program.
According to the National Institute on Drug Abuse, “Treatment for drug abuse and addiction is delivered in many different settings using a variety of behavioral and pharmacological approaches,” and we can help you find the one that works for you as well as work with your insurance program.
Call (800) 407-7195 to speak to one of our recovery experts and find treatment options that will cater to your needs. In addition, we will help ensure that the program you choose will accept your insurance and provide you with the best options for you.
We can also answer any questions you may have about narcotic abuse and addiction, its symptoms, your recovery, and your treatment program itself. Attending professional treatment is absolutely necessary for those suffering from narcotic addiction, and you can make a change to your life right now by doing so. Call us today.